Privacy Policy

Introduction and Scope

nexoriumtalara ("we," "us," or "our") operates nexoriumtalara.sbs and is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our financial education services, or interact with our platform.

This policy applies to all users of our services, including visitors to our website, registered users, and anyone who interacts with our financial education content. We believe that understanding finance should be accessible to everyone, and we're equally committed to making our privacy practices transparent and understandable.

Information We Collect

We collect various types of information to provide and improve our services. This includes information you provide directly to us, information we collect automatically through your use of our services, and information we may receive from third parties.

How We Use Your Information

Your information helps us deliver personalized financial education experiences and improve our services. We use your data responsibly and only for legitimate business purposes that benefit your learning journey.

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share your information in specific circumstances that are necessary for our business operations or required by law.

Data Security Measures

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices are regularly reviewed and updated to address emerging threats and maintain industry standards.

Our security infrastructure includes encryption of data in transit and at rest, secure server environments, regular security audits, and employee training on data protection practices. We also maintain incident response procedures to address any potential security breaches promptly and effectively.

Your Rights and Choices

You have several rights regarding your personal information, and we're committed to helping you exercise these rights. We believe that you should have control over your personal data and understand how it's being used.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements. Our retention periods vary depending on the type of information and how it's used.

Account information and learning progress data are typically retained for the duration of your account plus an additional period to comply with legal requirements. Communication records and support interactions are retained for customer service purposes and legal compliance. When data is no longer needed, we securely delete or anonymize it according to our data retention schedule.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our platform, analyze usage patterns, and provide personalized content. These technologies help us understand how you interact with our services and improve our educational offerings.

You can control cookie settings through your browser preferences, though disabling certain cookies may limit some functionality of our platform. We use both session cookies that expire when you close your browser and persistent cookies that remain on your device for a specified period.

International Data Transfers

As a Malaysia-based company, we primarily process and store data within Malaysia and the broader Asia-Pacific region. However, some of our service providers may be located in other countries, which may have different data protection laws than Malaysia.

When we transfer your information internationally, we ensure appropriate safeguards are in place to protect your data, including contractual protections and compliance with applicable data protection regulations.

Children's Privacy

Our services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. We will notify you of any material changes by posting the updated policy on our website and indicating the effective date of the changes.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our services after any changes to this policy constitutes your acceptance of the updated terms.

Third-Party Links and Services

Our platform may contain links to third-party websites, applications, or services that are not owned or controlled by nexoriumtalara. This Privacy Policy does not apply to these third-party services, and we are not responsible for their privacy practices.

We encourage you to review the privacy policies of any third-party services you access through our platform. We select our partners carefully, but we cannot guarantee their privacy practices or the security of information you provide to them.